Rental Yield Calculator
Is a rental property worth it? The answer starts with yield. This calculator gives you the gross yield everyone quotes, then the net yield that actually reflects your costs — the number that matters.
How it works
Gross yield is annual rent divided by the property price. Net yield divides the net income (rent minus annual costs) by the price including purchase fees. Net yield is the honest measure for comparing investments.
Worked example
Example: €150,000 property, €12,000 rent, €2,400 costs, 10% fees → gross 8%, net ~5.8%.
Recommendations
- Compare properties on net yield, not the gross figure agents quote.
- Include vacancies, repairs and property tax in annual costs.
- A 6–8% net yield is a solid target in most markets.
Tips & advice
- Gross yield flatters — two properties with equal gross can differ 2 points in net.
- Rent increases beat price appreciation for steady cash flow.
- Financed purchases: subtract the mortgage payment to get true cash-on-cash return.
Next steps & suggestions
- Know the cash needed with the Down Payment Calculator.
- Finance the purchase with the Amortization Calculator.
- Weigh a loan on the property with the Borrowing Capacity Calculator.
Rental Yield Calculator
It is 100% free, private and requires no signup.
Try it nowFrequently Asked Questions
Gross yields of 6–8% are considered good in most markets, and 8–10% is excellent. Always compare net yield after costs for a true picture.
A larger down payment reduces the amount financed, lowers monthly payments and total interest, and can unlock better mortgage rates.
Yes — every calculator is 100% free, with no signup, no limit and no hidden cost.
No. All calculations run instantly in your browser. Your inputs are never sent to a server or saved.
They use standard financial formulas and are ideal for estimates. Actual figures can vary due to taxes, fees and local rules, so confirm critical numbers with a professional.
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