Your gross salary is not what lands in your bank account. Income tax and social contributions take a slice first. This calculator shows you exactly what you keep.

Hourly Salary Calculator

Annual pay is a full year of work. But your time is traded hour by hour. This calculator converts your yearly salary into the hourly, daily, weekly and monthly figures you can actually plan with.

Annual Salary Calculator

Hourly rates are great for planning a day, but hard to compare with salary positions. This calculator converts any hourly rate into the full picture: annual, monthly, biweekly and weekly.

Employer Cost Calculator

Hiring costs more than the salary you see on the contract. Employer social charges sit on top of the gross wage. This calculator reveals the full annual and monthly cost of an employee.

Freelance Hourly Rate Calculator

Underpricing is the freelancer's most expensive mistake. This calculator builds your rate from the ground up: target income, billable hours, expenses and margin — so the number you quote is the number you can live with.

Freelance Rate Calculator

A bare hourly rate hides overheads and profit. This calculator layers overheads and a profit margin on top of your base rate, producing the final rate you actually invoice.

Profitability Calculator

Revenue is vanity, profit is sanity. This calculator takes your revenue and total expenses and gives you the three numbers that matter: absolute profit, profit margin and markup.

ROI Calculator

Is an investment worth it? ROI tells you how much you earn per euro invested, and the annualized figure lets you compare opportunities of different durations fairly.

ROAS Calculator

A high ROAS looks great, but profit is what pays the bills. This calculator shows your ROAS, the profit behind it, and the break-even ROAS you must exceed to actually make money.

Gross Margin Calculator

Gross margin shows how efficiently you produce and sell your product before overheads kick in. This calculator gives you gross profit, gross margin and the markup implied by your pricing.

Net Margin Calculator

Gross margin tells you about your product; net margin tells you about your business. After every cost is paid, what percentage of revenue is actually yours?

Sale Price Calculator

Cost-plus pricing is a recipe for margin erosion. This calculator works the other way: you decide the margin, and it tells you the price that guarantees it.

Break-even Calculator

Before you make a euro of profit, you must cover your costs. This calculator finds the exact sales volume and revenue where you break even — and where profit begins.

Cash Flow Calculator

Profit is not cash. This calculator compares your monthly income with your monthly expenses to show what actually remains — your monthly surplus, its annual total and your savings rate.

Loan Amortization Calculator

A loan's real cost is the interest, not just the monthly payment. This calculator gives you the full picture: the fixed monthly payment, the total repaid and the total interest over the entire term.

Car Loan Calculator

The sticker price is only the start. Financing adds interest, and your down payment shapes both. This calculator turns a vehicle price and down payment into the monthly payment and total cost.

Debt-to-Income Ratio Calculator

Banks measure your credit risk with one number: the debt ratio. This calculator computes yours from your monthly debts and income, and shows how much margin you have before lenders start refusing.

Borrowing Capacity Calculator

How much can you really borrow? It is not a guess — it flows from your income, existing debts, the rate and the term. This calculator gives you the number lenders will reach on their side of the desk.

Down Payment Calculator

The price tag is not what you pay upfront. A property purchase needs a down payment, purchase fees and often a loan. This calculator breaks down exactly how much cash you need before you sign anything.

Rental Yield Calculator

Is a rental property worth it? The answer starts with yield. This calculator gives you the gross yield everyone quotes, then the net yield that actually reflects your costs — the number that matters.

Ready to calculate?

It is 100% free, private and requires no signup.

Try it now

100% Free No signup Private & secure

Help Center

Frequently Asked Questions

Yes — every calculator is 100% free, with no signup, no limit and no hidden cost.

No. All calculations run instantly in your browser. Your inputs are never sent to a server or saved.

They use standard financial formulas and are ideal for estimates. Actual figures can vary due to taxes, fees and local rules, so confirm critical numbers with a professional.