ROI Calculator

Is an investment worth it? ROI tells you how much you earn per euro invested, and the annualized figure lets you compare opportunities of different durations fairly.

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How it works

ROI equals the total gain (final value minus cost) divided by the initial investment. Annualized ROI converts the total return into a yearly rate, accounting for the holding period, so a 3-year 50% return and a 1-year 50% return can be compared honestly.

Worked example

Example: Invest €10,000, final value €15,000, 3 years → ROI 50%, annualized ~14.5%.

Recommendations

  • Always compare annualized ROI — a longer period inflates raw ROI.
  • Use risk-free rates as a baseline: your ROI should beat what you earn risk-free.
  • Include all costs — fees, taxes, maintenance — in the initial investment.

Tips & advice

  • A 14% annualized return doubles your money in about 5 years.
  • Negative ROI is a signal to cut losses — holding longer rarely fixes a bad investment.
  • For shares, remember returns include dividends and are subject to taxes.

Next steps & suggestions

  • Compare with advertising returns using the ROAS Calculator.
  • Check whether a project covers its costs with the Break-even Calculator.
  • Assess a rental purchase with the Rental Yield Calculator.
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ROI Calculator

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Help Center

Frequently Asked Questions

A ROAS above your break-even ROAS is profitable. For a 40% margin, break-even is 2.5x, so aim above that after accounting for all costs.

Margin is profit divided by the selling price. Markup is profit divided by the cost. A 60% margin equals a 150% markup.

Yes — every calculator is 100% free, with no signup, no limit and no hidden cost.

No. All calculations run instantly in your browser. Your inputs are never sent to a server or saved.

They use standard financial formulas and are ideal for estimates. Actual figures can vary due to taxes, fees and local rules, so confirm critical numbers with a professional.

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